Medicare Is Complicated.
Marty Makes It Simple.

Free, Expert Help with Medicare and Social Security

An elderly couple discussing finances with a financial advisor in an office.

What I Can Do For You

  • Get personalized guidance to help you understand your Medicare options, compare plans, and choose the coverage that fits your unique needs. No pressure—just honest, expert advice tailored to you.

  • I’ll walk you through how Social Security works—when to claim, how your benefits are calculated, and what options are available for spouses or survivors—so you can make informed decisions with confidence.

  • You’ll get expert help at no cost—no sales pitches, no pressure, and absolutely no obligation. Just honest, personalized guidance to help you make the best decision for your situation.

  • Medicare needs can change—and I’ll be here to help you every step of the way. With annual plan reviews and ongoing support, I’ll make sure your coverage continues to fit your needs year after year.

Family of four outdoors in a field during autumn, smiling at the camera. The mother has blonde hair, the father has dark hair, and they are with a young boy in a colorful striped sweater and a young girl in a green dress and brown boots.

Hi, I’m Marty—husband, dad, and passionate healthcare advocate for seniors and their families.

Hi, I’m Marty—licensed Medicare broker, proud Louisvillian, husband, and dad. I got into this work after helping my own parents through serious health issues and realizing how confusing Medicare and Social Security can be. Now, I help seniors and their families navigate their benefits with clarity, compassion, and zero pressure.

Because I work with all major carriers, I stay unbiased—and my Personal Benefits Review is always free. Whether you’re enrolling for the first time or reviewing your plan, I’m here to be a local, trustworthy guide you can count on—just like I was for my own family.

Common Questions

Answers to the Questions I Hear Most Often.

When and how should I enroll in Medicare?

You’re eligible to enroll during your Initial Enrollment Period, which begins three months before your 65th birthday and ends three months after. If you’re still working and have employer coverage, you may qualify for a Special Enrollment Period later.

What do Medicare Parts A, B, C, and D cover?

  • Part A covers hospital stays,

  • Part B covers doctor visits and outpatient care,

  • Part C (Medicare Advantage) is a bundled plan that may include extra benefits, and

  • Part D helps pay for prescription drugs..

How much does Medicare cost?

Costs vary depending on the plan and your income. You may pay monthly premiums, deductibles, copays, and coinsurance, but some people qualify for savings programs that reduce these costs.

What doesn’t Medicare cover?

Original Medicare generally doesn’t cover routine dental, vision, hearing, or long-term care. Many people add Medicare Advantage or supplemental (Medigap) plans to fill in the gaps.

Still have questions? I’ve got you covered.
Visit the FAQ page for clear, helpful answers to the most common Medicare and Social Security questions.

  • “I was completely overwhelmed trying to figure out Medicare on my own. Marty took the time to explain everything in a way that made sense. I walked away feeling confident—and relieved. No pressure, just real help.”

    — Linda M., Louisville, KY

  • “I had so many questions about Medicare and Social Security, and Marty answered every single one. It’s rare to find someone who’s both knowledgeable and genuinely wants to help. Highly recommend!”

    — Sarah W., Louisville, KY

Ready to get started? Let’s talk—your benefits matter.